- Subscription (profile, duration, products, bundling)
- Usage (call pattern, mobile device, P2P/micro payments, device installment)
- Billing (prepaid top-up pattern, VAS services, top-up credit, postpaid overdue, suspension & recovery)
Credit score evaluates potential risk when lending money or offering credit. The credit decision engine powered by AI/ML capabilities improves credit quality and acceptance rates.
CredBraine is a next-gen digital lending platform based on AI, Data Analytics, and Scoring Algorithms for a credit decision engine that helps banks, telecoms, Wallet Service Providers, and consumer lenders improve credit quality and acceptance rates. The solution leverages big data for offering Micro-Credit/automated lending or loan origination services.
Scroll down to know how CredBraine makes lending and credit intelligent
Telecom data has good correlation with credit risk estimation of possible default in the future
What do you own and how much you earn governs your Info Score which is calculated based on your earnings and utility expenses