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Intelligent Community Banking Solution

Enhancing Lending experience with transformed Banking

FinBraine transforms lending solutions for banks through fully-managed, advanced, cloud-based, intelligent credit scoring and digitized KYC mechanism. Our lending solution comes with an intuitive borrower portal with separate workspaces for lender and borrower. We can help you easily modify your loan portfolio to maximize repayments of loans, meet your customer repayment needs and mitigate risks

Improve speed and efficiency with digital banking solution through AI-based automated lending experience

We understand the challenges associated with conventional lending solutions

Does your lending solution suffer from below challenges?

Manual work

Hours wasted due to manual processes, outdated platforms and human mistakes

Loans lost

Loans lost due to conventional scoring technique

Lean resources

 Due to short staffing, lack of capital and no automated processes

Risk related to data

Compliance failure with changing regulatory requirements

Choose what you want us
to help your bank with

  • Covers end-to-end functions – loan origination, underwriting, loan servicing, collection and reporting
  • Automated workflows
  • Fast and easy deployment of solution
  • Fully managed lending solution, which is automatically updated
  • Adheres to latest compliance requirements
  • Can be accessed anywhere, anytime, from any device
  • Multiple backups ensuring platform is always available for business
  • Robust and flexible platform supporting wide variety of needs
  • Configuration is driven by experts
  • Highly trained staff to understand, communicate and manage the unique requirements of the bank
  • Timely deployments
  • Automation to speed the process, capture more loans and reduce operational costs
  • End-to-end automation including loan origination, credit review, funds transfer, payment processing, underwriting, collections, reporting
  • Choice to choose only what is needed
  • The AI-based credit scoring to determine the creditworthiness of borrowers at scale and speed
  • Integration with third-party credit scoring to make well-informed credit decisions.
  • Ensures more loans are processed, without violating credit risk parameters
  • Leveraging deep neural networks for fine-tuning algorithms
  • Integrated with traditional credit bureaus
  • Customizable access to interactive dashboards with accurate information and smart tools to make critical decision
  • Comprehensive reports
  • Easy export of data to a range of formats
  • Makes lending easy, cost effective and simple
  • Automated onboarding process ensures seamless customer transition from approvals to credit
  • Multi-channel communication options for borrowers
  • Prevents disasters before they happen
  • GDPR complaint platform, certified for ISO 27001 and ISO 9001
  • Leverages architecture that conforms to guidelines issued by NIST and OWASP
  • Fraud prevention includes identity verification and additional protection techniques
  • Includes a bad-debt trigger for early warnings
  • Automated system to red flag the account, calculate penalty, send payment reminder, adjust credit score, recalculate pricing, credit outstanding payments etc., all on auto-pilot
  • Fully automated platform compatible with large-scale organizations

Seamless lending solution powered by AI

We take pride in providing cutting-edge customer experience to both borrowers and lenders, starting from identity verification to intelligent credit scoring and approvals

Digital lending for community banks that reduces burnout

Secure and seamless integration of borrower portal with lending solution

Accelerated credit decisioning

Payments, loans and communication handled in a single interface

Editable loan application

Streamlined end-to-end lending