End-to-end lending
- Covers end-to-end functions – loan origination, underwriting, loan servicing, collection and reporting
- Automated workflows
- Fast and easy deployment of solution
- Fully managed lending solution, which is automatically updated
- Adheres to latest compliance requirements
- Can be accessed anywhere, anytime, from any device
- Multiple backups ensuring platform is always available for business
Platform configuration
- Robust and flexible platform supporting wide variety of needs
- Configuration is driven by experts
- Highly trained staff to understand, communicate and manage the unique requirements of the bank
- Timely deployments
AI-based automation
- Automation to speed the process, capture more loans and reduce operational costs
- End-to-end automation including loan origination, credit review, funds transfer, payment processing, underwriting, collections, reporting
- Choice to choose only what is needed
Credit scoring
- The AI-based credit scoring to determine the creditworthiness of borrowers at scale and speed
- Integration with third-party credit scoring to make well-informed credit decisions.
- Ensures more loans are processed, without violating credit risk parameters
- Leveraging deep neural networks for fine-tuning algorithms
- Integrated with traditional credit bureaus
Analytics and Reporting
- Customizable access to interactive dashboards with accurate information and smart tools to make critical decision
- Comprehensive reports
- Easy export of data to a range of formats
Digital onboarding
- Makes lending easy, cost effective and simple
- Digitized identity verification
- Liveness validation
- Automated onboarding process ensures seamless customer transition from approvals to credit
- Multi-channel communication options for borrowers
Cybersecurity and Fraud Prevention
- Prevents disasters before they happen
- GDPR complaint platform, certified for ISO 27001 and ISO 9001
- Leverages architecture that conforms to guidelines issued by NIST and OWASP
- Fraud prevention includes identity verification and additional protection techniques
Debt Collection
- Includes a bad-debt trigger for early warnings
- Automated system to red flag the account, calculate penalty, send payment reminder, adjust credit score, recalculate pricing, credit outstanding payments etc., all on auto-pilot
- Fully automated platform compatible with large-scale organizations